CBN AML Baseline Standards · 2026
Meet the 10 June deadline without adding headcount.
Pastel's AI co-pilots handle onboarding, monitoring, screening and reporting alongside your compliance team. Get a draft CBN implementation roadmap in 2 business days.
10 June 2026 · CBN roadmap deadline
15
Days
05
Hrs
58
Min
13
Sec
Free · 4 short steps · No commitment
Why now
The clock is already running.
Issued
March 2026
12 standards, 100 requirements. The CBN has set a higher bar than most institutions realise.
Due now
10 June 2026
Every CBN-regulated institution must submit a formal implementation roadmap.
Full compliance
Sept 2027 / Mar 2028
Deposit Money Banks by Sept 2027. All other FIs by March 2028.
What your roadmap covers
All 12 CBN baseline standards, mapped to Sigma.
Each standard is tied to the Sigma module that closes the gap. Your roadmap shows what to build, what to upgrade, and what to keep.
5.1
AML Solution
The integrated AML foundation across CDD, monitoring and reporting.
5.2
CDD / KYC / KYB
Automated due diligence with BVN/NIN integration and continuous risk sync.
5.3
Sanctions & PEP Screening
Real-time fuzzy-matched screening across global and domestic lists.
5.4
Risk Assessment
Behaviour-based customer risk scoring that updates with activity.
5.5
Transaction Monitoring
Scenario monitoring with network analysis and AI/ML model validation.
5.6
Fraud Monitoring
Cross-channel fraud detection segregated from AML workflows.
5.7
Case Management
Maker-checker case workflows with a full audit trail.
5.8
Reporting
Auto-generation of STR, SAR, CTR and FTR in CBN-prescribed formats.
5.9
Audit & Governance
Immutable audit trail of every system and user action.
5.10
System Integration
Bidirectional real-time integration with core banking and KYC.
5.11
Security & Data Protection
Encryption, MFA, RBAC and NDPA-compliant data handling.
5.12
User Interface
Operational dashboards and workflows for your compliance team.
What you get back
A roadmap you can actually submit.
1
Drafted in 2 business days
A real document with sections, gaps, priorities. Not a generic template.
2
Mapped to Sigma modules
Every CBN standard tied to a specific Sigma capability. You can see exactly what closes each gap.
3
Prioritised by your gaps
What hurts most goes first. The roadmap sequences phases by what your CBN examiner will check first.
The deadline is real
10 June is closer than you think.
Start the 4-step intake. We draft your CBN AML implementation roadmap and send it back in 2 business days.
10 June 2026 · CBN roadmap deadline
15
Days
05
Hrs
58
Min
13
Sec
Free · Mostly tap-to-select · No commitment
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